Terms of Use

SpendKit provides a free browser-based expense tracker and budgeting guides for general informational use. By using the site you accept these terms.

No warranty; not financial advice

The tracker and guides are provided "as is" without warranty. They are maintained in good faith, but display and calculation environments vary and nothing here is financial advice — budgets involve your real circumstances and, when in doubt, a licensed professional.

Data retention warning

Your tracker data lives in your browser’s local storage: clearing browser data erases it permanently, so export to CSV before clearing anything.

Acceptable use

Use freely for personal and commercial expense tracking; link freely with attribution. Automated scraping, wholesale republication, or wrapping the tracker inside another product requires written permission.

Liability

To the maximum extent permitted by law, SpendKit is not liable for financial decisions made from tracker data or guides, nor for data loss when browser storage is cleared — the export feature exists precisely so you can keep your own copy. Plan the party; double-check the invoice. Questions: hello@spendkit.app.

Accessibility

The tracker is keyboard-operable, uses semantic inputs, and works at high zoom levels. If an accessibility barrier blocks you, report it and it becomes a roadmap item — a tool for everyone should work for everyone.

Open feedback

Corrections to these terms, the guides, or the category taxonomy are welcome at the contact address; confirmed fixes ship within days and this document is versioned by its update date at the bottom of the privacy policy it accompanies.